In Grace Email – Month 4: What to Expect

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Your Student Loan Account Summary

Dear %%First Name%%,

While no payments are due from you right now, we want to keep you up to date on your student loan balance and any accrued interest. Below is a snapshot of your Nelnet-serviced federal student loans that are in their grace period, which is the six-month window between when you have graduated or dropped below half-time enrollment, and when you must begin making payments.

To see full details, including your interest rates and additional loans that are not currently in their grace period, log in to your account at

Your Federal Student Loans as of %%Date%%

Loan Type Number of Loans Accrued Interest Outstanding Balance
Stafford Subsidized %%SS Number of Loans%% %%SS Accrued Interest%% %%SS Outstanding Balance%%
Stafford Unsubsidized %%SU Number of Loans%% %%SU Accrued Interest%% %%SU Outstanding Balance%%
    Outstanding Balance: %%Loan Amount%%*
(No Payments Due)

Based on your loan amount, here’s an estimate of what you’d pay every month on the repayment plan you selected:

%%Payment Amount%% on %%Due Date%%* 

*Your outstanding balance reflects your total principal balance plus any interest and fees for your Nelnet-serviced federal student loans currently in the grace period. This amount is current as of %%Date%%, and does not reflect any subsequent changes to your account. Don't have an account yet? Sign up for one.

We also encourage you to check out our In Grace page for more tips and information.

As always, please reach out to us if there’s any way we can help!

Nelnet, Your Student Loan Servicer
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