In Repayment Email – Month 1: Repayment Plan Options

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When It Comes to Your Student Loans, You Have Options.

When you exited college, you chose a repayment plan for your federal student loans.

If the plan you have chosen is right for you, we're glad! We just wanted to remind you that there are several plans available, and that you can change plans any time, depending on your situation.

Types of Repayment Plans

Standard Repayment
Standard repayment is the most economic repayment plan, and it spreads your payments equally over 10 years.

Income-Driven Repayment Plans
We have several income-driven repayment plans which base your monthly payment on your income and family size. These plans may offer little to no payment, depending on your situation.

Graduated Repayment
Payments start low and gradually increase over the years, making this a potentially wise choice for young professionals who expect to earn more money as they advance in their careers.

Extended Repayment
For borrowers who have more than $30,000 in certain federal student loans, the Extended Repayment Plan makes monthly payments more affordable by giving you more time to repay your loan. Under this plan, your payment term may be extended for up to 25 years.
Outstanding Balance: %%Loan Amount%% Log In for Details
*Your outstanding balance reflects your total principal balance plus any interest and fees for all your Nelnet-serviced federal student loans. This amount is current as of %%Date%%, and does not reflect any subsequent changes to your account. Log in to to view your full account details. Don't have an account yet? Sign up for one.
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